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Lighthouse Short Sale approaches each situation individually and works with lawyers and tax advisors on your behalf to achieve the best outcome - at no cost to you. We handle all the complex details and you remain in control. You approve the terms of the agreement and approve the final settlement. If a short sale is no longer in your best interest, you can cancel it at no cost.
This proven process eliminates the stress of dealing with your lender, gives you the best chance to stop foreclosure, and enables you to move on with your life without worrying about unintended negative consequences..
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The Process
- Initial consultation. In this meeting, you'll speak to one of our coordinators about your situation. This is your opportunity to ask questions and learn about the process.
- Short sale documents. If you decide to pursue a short sale, we'll send you our short sale package that contains detailed information and the documents required to start the process. We'll review every page with you before you sign.
- Real Estate Professional. You will be assigned an agent experienced in generating short sale offers and working with the lender and your short sale negotiator. The objective is to generate offers as quickly as possible. The important thing to remember here is that it does not matter what the offer is since it is a loss to the lender. The primary goal is to get you out of your situation as quickly as possible.
- Negotiate the short sale with the lender(s). There will be a series of offers and counter offers to the lender. Once an agreement that meets your lender's terms and your requirements is reached, we will begin the closing process.
- Settle with the lender and close the sale. Once the buyer has funds in place (loan or cash), the closing agent will prepare all of the paperwork necessary to transfer title to the buyer and you will be free.
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